If possible look for a policy that will cover your long term care expenses for at least five years. When you do begin to collect benefits the policy will pay you for the next five years. At the time you enter the nursing home, if you feel you may need more than five years of benefits, then you can do Medicaid planning at that time.

505 Amity Road, Suite 100
Conway, AR 72032
501-327-3527 (phone)
501-327-5346 (fax)
866-855-2498 (toll free)
11300 N. Rodney Parham Rd
Little Rock, AR 72212
866-855-2498 (toll free)